Financing

Apply for a home remodel credit card today and if approved, take advantage of Special Financing* on your next flooring purchase. All credit cards are issued by Synchrony Bank, and offer Special Financing Options* to help you make large purchases and pay over time. You also have the freedom to save available funds for future flooring projects!

Financing Options Explained:

Deferred Interest:

• Also known as “No Interest if Paid in Full”
• Minimum monthly payments are required, which may or may not pay off the promotional purchase by the end of the actual promotional period. This means in order to pay the promotion in full before the end of the promotional period, the cardholder may need to pay more than the minimum monthly payments.
• If monthly payments are made by their due dates and the purchase is paid in full within the promotional period, interest is not added to the purchase.

No Interest:

• Often referred to as “Equal Pay”
• No interest is charged on the promotional purchase, regardless of the length of promotion
• Monthly payments on promotional purchases are the same every month.

Reduced Interest:

• Often referred to as “Fixed Pay”
• A reduced interest rate is charged on the promotional purchase, regardless of the length of promotion time.
• Monthly payments on promotional purchases are the same every month

Non-Promotional Sale:

• May also be called a “core” sale.
• Entire purchase must be paid in the first billing cycle to avoid any interest charges
• Just like purchases made with most general use credit cards.